Corporate Travel

If you have employees who are required to travel for work within Australia or abroad you should ensure that you and they are not exposed to potentially large financial losses as a result of these travels.

Expenses for medical treatment, emergency medical evacuation, flight cancellations,hire car excesses or lost luggage are several common losses that companies can facewhen their employees are on business trips

Most firms tend to forget about arranging travel insurance or alternatively arrange aseries of single travel policies via their travel agent.

By far the best option to ensure a broader and generally more cost effective cover isan annual corporate travel insurance policy from your insurance broker.

Annual corporate travel insurance policies can be tailor-made to protect your businessfrom all kinds of business travel expenses, including:

Personal Injury

  • Medical Expenses
  • Emergency Medical Evacuation
  • Repatriation of Remains
  • Cancellation/Curtailment/Additional Expenses
  • Personal Liability
  • Luggage, Money, Travel Documents
  • Alternative Employee and Additional Expenses
  • Hire Car Excesses
  • Missed Transport Connections
  • Extra Territorial Workers Compensation
  • Kidnap, Ransom & Extortion
  • Political and Natural Disaster Evacuation

If you or your staff travel more than a few times a year on company business the annual corporate travel insurance is for you. That’s because it gives you flexibility and you are covered for every trip without having to remember to apply for a single policy every time.

Please contact our office for more information about the benefits of an annual travel policy for your business.

Why Use a Broker?

Why use an insurance broker? For the peace-of-mind. That’s why.

There is nothing worse than paying a premium for insurance, then, when you lodge a claim following an insured event, find that you get the run around from the insurance company and, eventually, a settlement that leaves you well out of pocket.

Buying your business and many personal insurances through a qualified insurance broker has many advantages:

A broker will act on your behalf and provide you with personal advice based on your particular circumstances. A broker will offer guidance in the selection of your policies.

A broker offers a wider choice from multiple insurers, scheme benefits and discounts as well as expert advice on levels and types of cover that are required.

A broker will provide sum insured calculations, periods of indemnity recommendations and, depending on the size of your asset portfolio, refer you to other specialist services providers such as risk managers, valuers, contractual and legal advisers and even HR specialists.

A broker will stand by you and represent your interests when the time comes to make a claim. This broker, whose website you are now reviewing, will do all this and more for you. Call us or send an online enquiry to arrange an obligation-free review well before your renewals are due.

You have nothing to lose but stress and sleepless nights.

Cyber Crime

The reality is that all companies, large or small are targets for cyber criminals. Unfortunately many businesses operate under the belief that their existing insurance policies are enough to cover their data security and privacy exposures. This is not the case.

Australian insurance companies however are at the forefront in making good the damage of cyber attacks. Although stopping the hackers and other criminals in their tracks is not within their capability, they are able to provide the next best thing… picking up the financial pieces of damaged businesses following a cyber attack event.

Cyber attack insurance. What can be covered?

Cyber attack insurance can protect you from claims arising from your use of the Internet, email, intranet, extranet or your website. Cover can include but is not limited to:

  • Breach of privacy
  • Damage to your network or website
  • Transmission of a virus
  • Third Party Liability
  • Cyber Extortion Please contact our office for more information and professional help to implement the right cyber risk protection strategy for your business.